The Risk Management Advisory Group serves in an advisory capacity to the Nacha executive management and Board of Directors on risk management related topics to assure ongoing strength, stability, and continued high quality of the ACH Network. The Group works with Nacha staff and key industry stakeholders to produce sound business practices, business cases for rules proposals, Board Policy Statements, tools, white papers and other communications vehicles, and to collaborate and coordinate with payments professionals across payments channels.

RMAG Guidance on Credit-Push Fraud Response Checklists for Originators

RMAG: Preventing and Recovering from Operational Errors and Accidents

A Checklist Approach to Reduce Fraud in Payroll Origination

RMAG Guidance on RDFI Credit-Push Fraud Response Checklists | Nacha

RMAG Guidance on ODFI Credit-Push Fraud Response Checklists | Nacha

RMAG Meets to Begin Implementation of New Risk Management Framework | Nacha

Threats and fraud can be perpetuated through cyberattacks, business email compromise (BEC), email account compromise (EAC), ransomware, account takeover, social engineering, and even vendor impersonation fraud.